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PayPal

 

How PayPal works?

Using the PayPal app, you can place orders in advance at retail stores so you can stop by the store to pick up an order at your convenience. To do this, select the store from the app, then tap on the items you want to add to your order. Set a pickup time in the app and confirm the order, and it will be waiting for you when you get to the store.

You can also pay using the app at participating restaurants, where your server will give you a code to use for the payment process. Select the restaurant and enter the code, add a tip and confirm the payment amount, then you can leave the table. You’ll get a receipt via email or text. This payment method is especially helpful at busy establishments, but you will need to check in with the app before you’re seated so the server knows you’re not skipping out on the check when you leave.

To check in, select the store from the app. You may see money saving deals that you an select to apply to your purchase, then use a slider in the app to check in. The hostess or cashier will verify your identity (you’ll need a photo attached to your PayPal account). The app will find stores that work with the app in your area.

You can also use the online store locator where you enter your zip code. While there are 4 pages of stores for a large city like San Francisco, I found only a handful for bigger cities in my area. PayPal says more stores are being added all the time, as is the case with Google Wallet. Payment apps are catching on, it’s just a matter of time before they will be one of the primary methods of payment in retail establishments.

 

Send and Receive Money

In addition to the digital wallet features of the PayPal mobile app, you can send money to people you owe, which is really handy for when you split a bill, such as rent with roommates or an office gift that one person is going out to buy but others are pitching in to cover the cost. Of course, you can also receive funds with the app. With 72% of those who shop online in the U.S. holding a PayPal account, chances are good that you’ll be able to complete these transactions with friends and others.

 

Manage Your PayPal Account

The PayPal app lets you access your account from your iPhone, Android or Windows phone at any time. You can check the balance of your account and transfer funds to and from your attached checking or savings account, or credit and debit cards.

You can also view a history of your transactions, whether they were completed with the app or online.

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